This is a Top-Up loan granted to members with existing project and/or Normal loans and the features are as follows:

• Granted 5 times a member’s total deposits.
• Repayment period is a maximum of 96 months for members in the public service and 84 months for other members.
• Interest rate is 1.17% per month or 14 % per annum on reducing balance.
• Maximum limit of Kshs. 6,000, 000.00.
• Available to all members .
• Must be secured by guarantors and/or collaterals.