The new re-engineered Project Loan has the following features:

• Loan granted four (4) times member total  deposits.
• Interest rate is 1.17% per month or 14% per annum on reducing balance.
• Maximum repayment period 30 months.
• Maximum loan of Kshs.1,000,000.00.
• Available to payroll based members only.
• Loan must be fully guaranteed.
• Remittances from employer MUST be up to date.
• Available to members with existing long term loans or Top Up loans and performing.
• Recovery within 1/3 rule of the basic salary.