Access your FOSA Account; Anywhere, Anytime on your
mobile phone 24/7 on:
- Dial USSD *356# for non –smart phone holders.
- Download the Jamii M-Cash App on your Smartphone.
OUR JAMII M-CASH PLATFORM ALLOWS YOU TO:
- Account balance Inquiry
- Mini statement Inquiry
- Mobile Money/ Cash withdrawal
- PIN Change
- Funds Transfer
- Loan Application
- Loan Payoff
- Utility Payments
- Lifestyle Services – Traffic Status
JAMII M-CASH LOANING TERMS & CONDITONS:
- Must have a FOSA Account and a valid phone number.
- Must have a minimum deposit balance of Kshs. 6,000.
- Must not be a defaulter of other Sacco Loans
- No appraisal fee.
- Minimum loan amount = Kshs 500 and Maximum = Kshs. 5,000.
- Interest charged upfront at a rate of 5%.
- Those with debit FOSA balance to contact Jamii for the money after loan disbursement.
- Loan period is one month.
- Repayment through cash, transfer or paybill (Acc. 32).
- Any default leads to deactivation from the system.
- Cannot borrow until previous loan is cleared.
- For USSD Code users, Dial *356*220# to access online loan facility
Some of the charges that apply for the above services are:
- Balance Inquiry – Kshs. 10.
- Mini Statement – Kshs. 10.
- Cash withdrawal – Kshs. 50 upto a maximum of Kshs. 70,000 per transaction.
- Interest on Mobile Loan – 5% of the Loan Amount.
- M/s Safaricom Limited Charges Kshs. 10 in Airtime for every USSD Session.