Products
Micro-credit Loans
These are small loans given to members that need emergency finances or need financing to boost their small businesses.
1. Jamii Chama M-Cash Loan
- Granted as a Digital Product to micro-entrepreneurs (SMEs) and organized community groups members.
- Maximum loan amount of Kshs. 5,000.
- Maximum repayment period is 3 months.
- Interest rate of 5% on a reducing balance.
2. Jamii Biashara Loan – For Investment Groups
- Granted in Multiples of 3.
- Maximum loan amount of Kshs. 4M.
- Maximum repayment period is 48 months.
- Interest rates of 14% per annum on a reducing balance.
- Loan processing fee is 2.5%.
- Fully secured by collateral.
3. Jamii Biashara Loan – For Micro-credit Groups
- Granted in Multiples of 3.
- Maximum loan amount of Kshs. 2M.
- Maximum repayment period is 36 months.
- Loan granted on graduated level.
- Interest rates of 14% per annum on reducing balance.
- Loan secured by guarantors/collaterals.
Want to apply for a loan?
- Get the loan application form...