Our Products
Loan Products
We have an interesting array of competitive loan products. Our Loan Products are among the most competitively priced loans in the market. The majority of our loans are secured using members’ shares. However we are flexible enough to consider alternative forms of loan security including collateral and salary guarantees.
Digital Loans
M-Cash Loan
This Digital Loan is offered through the USSD *879# or *806# or the Jamii M-Cash app.
Jamii Mshahara Loan
This Digital Loan is offered through the USSD *879# or *806# or the Jamii M-Cash app.
Wiki Loan
This Digital Loan is offered through the USSD *879# or *806# or the Jamii M-Cash app.
Advance 3 Loan
This Digital Loan is offered through the USSD *879# or *806# or the Jamii M-Cash app.
Short-term Loans
Jamii Instant Loan
Granted after a member joins the Sacco and the first deposits have been recovered and remitted.
Jamii Emergency Loan
This is a short-term loan granted to members seeking funds during emergency situations.
Jamii School Fees Loan
This is a short-term loan granted to members seeking school fees financing.
Long-term Loans
Jamii Jiinue Loan
This Long-term Loan Product is among the most competitively priced loans in the market.
Jamii Project Loan
This Long-term Loan Product is granted to members who meet the requirements.
Jamii Bila Riba Loan
This Long-term Loan Product is among the most competitively priced loans in the market.
Jamii Normal Loan
This Long-term Loan Product is granted to members who meet the requirements.
Jamii Mstaafu Loan
This Long-term Loan Product is among the most competitively priced loans in the market.
Asset Finance/Development Loans
Jamii Asset Finance Property Loan
Granted to members who want to acquire or develop their existing properties.
Jamii Asset Finance Merchandise Loan
Granted to members who want to acquire or develop their existing properties.
Jamii Asset Finance Land Loan
Granted to members who want to acquire or develop their existing properties.
Jamii Asset Finance Motor Vehicle Loan
Granted to members who want to acquire or develop their existing properties.
Micro-credit Loans
Jamii Chama M-Cash Loan
A digital product to micro-entrepreneurs (SMEs) and organized group members.
Jamii Biashara Loan – For Investment Groups
Geared towards supporting small scale entrepreneurs to improve their businesses.
Jamii Biashara Loan – For Micro-credit Groups
Geared towards supporting micro-credit groups who need financing to improve their businesses.
Diaspora Loans
- Loan Products designed specifically for diaspora members...