In its endeavor to realize its vision and mission, Jamii SACCO upholds the following core values: Integrity, Professionalism, Customer Focus, Teamwork, Innovation and ICT.


New Member Joining Requirements

What We Have Done Latest Video

Investment or Micro-credit

Recent Highlights News & Events

Access your FOSA Account; Anywhere, Anytime on your
Mobile phone 24/7 on:

  • Dial USSD *879# or *806#for Non –smart phone holders.
  • Download the Jamii M-Cash App on your Smartphone from playstore for Android phone holders.


  • Account balance Inquiry for all your accounts
  • Mini statement Inquiry
  • Mobile Money/ Cash withdrawal
  • PIN Change
  • Funds Transfer
  • Mobile Loan Application
  • Cash Deposit to all accounts
  • Utility Payments


  • Must have a FOSA Account and a valid phone number.
  • Must have a minimum deposit balance equivalent to or more than the amount being applied for.
  • Must not be a defaulter of other Sacco Loans or with an outstanding mobile loan.
  • No appraisal fee.
  • Minimum loan amount = Kshs 500 and Maximum = Kshs. 30,000.
  • Interest charged upfront at a rate of 5%,6% and 7% for one month,two month and three months loans respectively.
  • Loan repayment  period is 1 month,2 months and 3 months.
  • Repayment through cash, transfer or paybill (Jamii Mcash 1 month AC L79,Jamii Mcash 2 months AC L80,Jamii Mcash 3 months AC L81).
  • Any default leads to deactivation from the system.
  • Cannot borrow until previous loan is cleared.

Some of the charges that apply for the above services are:

  • Account Balance Inquiry – Kshs. 10.
  • Mini Statement – Kshs. 10.
  • Cash withdrawal – Kshs. 50 upto a maximum of Kshs. 70,000 per transaction.


  • M/s Safaricom Limited Charges an average of Kshs. 5 in Airtime for every USSD Session.

Feedback Form

Joomla forms builder by JoomlaShine

Twitter Feeds

Jamii Sacco

Head Office: Jamii Sacco Court, Mukenia Road, South
‘B’ Next to Mater Hospital
Address: P.O. Box 57929 Nairobi 00100 Kenya
Tel: +254 (020) 552477/48 / +254 (020) 6552523
Mobile: +254715961545/ +254712852762

Copyright © 2020 Jamii Sacco. All Rights Reserved.
Joomla! is Free Software released under the GNU General Public License.