In its endeavor to realize its vision and mission, Jamii SACCO upholds the following core values: Integrity, Professionalism, Customer Focus, Teamwork, Innovation and ICT.

New Member Joining Requirements

Apply for a Loan.
School Fees Loan
Development Loan
 
M-Cash Loan
elder
 

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Investment or Micro-credit

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ASSET FINANCE LOAN PRODUCT-(DEVELOPMENT LOAN) 

This is to notify you that the board meeting held on 26/7/2023 resolved and approved the above product under asset finance with the following features effective from 1/8/2023.

1. Must be a member of the SACCO for a minimum of 12 months.

2. Only commercial and residential land (within municipalities and urban areas) will be financed.

3. Loan term is maximum of 120 months (10 years).

4. No special asset savings account is required

5. Loan amount of up to a maximum of Kshs.15, 000,000 subject to value of the property/land and ability to repay the loan.

6. Value of land must be higher than the property to be granted (Mortgage value).

7. Land must have freehold title or a lease certificate with not less than 20 years before expiry.

8. Grace period is one month.

9. Interest rate of 13% per annum on reducing balance is charged.

10. Processing fee is 2% of the loan approved.

NB:That all loans secured by developed property must have insurance cover to loan term.

 

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Jamii Sacco

Head Office: Jamii Sacco Court, Mukenia Road, South
‘B’ Next to Mater Hospital
Address: P.O. Box 57929 Nairobi 00100 Kenya
Tel: +254 (020) 552477/48 / +254 (020) 6552523
Mobile: +254715961545/ +254712852762
Email: info@jamiisacco.com

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